IRA Eligibility
Many factors can affect your eligibility and contribution limits to either the Traditional IRA or Roth IRA — tax filing status, your current earned income level and whether or not you participate in a retirement...
Financial Calculators
Retirement Calculators - Calculate Your Retirement Savings and More
Do you know what is needed to help achieve a more secure retirement? You can use our retirement calculators to create your retirement plan or our Roth IRA conversion calculator to see if converting to a Roth IRA is the right choice for you.
We also have calculators for:
- Home Refinance to help you determine if you should refinance your mortgage
- Loan Acceleration to help you determine the impact of making extra payments on your debt
- Home Affordability to help you determine how much house you can afford
- Life Insurance Need to help you determine how much life insurance is right for you
- Credit Card Payoff to help you determine how long it will take to pay off your credit card
- Cost of Waiting to help you determine when you should start saving for retirement
- Impact of Inflation to help you determine how inflation could affect your retirement income needs
Roth IRA Conversion
Roth IRA is a great way for clients to create tax-free income from their retirement assets. Yet, keep in mind that when you convert your taxable retirement assets into a Roth IRA you will generally...
Home Refinance
Over the last couple of years with interest rates at a 40-year low, many people refinanced their mortgages. Depending on how many months the ongoing payment savings will take to cover your upfront closing costs,...
Loan Acceleration
Over the course of a loan amortization you will spend hundreds, thousands, and maybe even hundreds of thousands in interest. By making a small additional monthly payment toward principal, you can greatly accelerate the term...
Home Affordability
When you’re buying a home, mortgage lenders don’t look just at your income, assets, and the down payment you have. They look at all of your liabilities and obligations as well, including auto loans, credit...
Life Insurance Need
Planning to meet the financial needs of your survivors is one of the most important and fundamental steps in creating a sound financial plan for you and your family. This step may require the purchase...
