About Us

4 Ways We Can Help You Achieve Your Ideal Retirement

Risk Reduction

Our Income-based approach to planning and saving for retirement can help to reduce your exposure to market risk and economic uncertainty.

Income Generation

Our focus on income-generating investments means we can help you establish renewable streams of income you can count on well into retirement.

Tax Minimization

Our tax savings strategies can help you avoid paying more in taxes than you are legally obligated to. 

Social Security Maximization

We’ll help to ensure you’ve done all you can to maximize your Social Security benefits, so you can avoid leaving money on the table from this important retirement resource.

5 Things That Set Us Apart

Since many financial advisors today got into the business during the 1980s and 90s in what was the fastest growing stock market in U.S. history, their area of “knowledge” became the stock market, not the bond market. Frankly when they do fixed income, it’s merely an afterthought and most will simply use bond mutual funds. The problem? Bond mutual funds carry risks, fees, and tax implications that can be reduced by investing in a portfolio of individual bonds and bond-like instruments. That’s why we invest client money in individual bonds and bond-like instruments and avoid bond funds.

We learned during the Financial Crisis of 2007-2009 that many of those AAA-rated Mortgage bonds that were about to default had ratings that were far too generous. That’s why we look beyond these ratings and research the actual financials and management of the issuers themselves

Most advisors will purchase bonds and bond-like instruments at current market prices, which means if the market happens to be up, their clients are probably overpaying. That’s why we use limit orders when buying bonds and bond-like instruments on our clients’ behalf. That way if the prices of those securities happen to be up that day, our clients won’t overpay.

When you’re buying stocks and stock mutual funds, the commissions and/or trading fees are required to be 100% transparent. The underlying issue with bonds and bond-like instruments is that the clearing houses don’t have to disclose to the client, broker, or investment advisor how much extra they’re tacking on to the price of the bond or bond-like instrument they own. That’s why we’ve invested in the technology and research to find out who is buying and selling various bonds or bond-like instruments at any given time. This knowledge gives us the ability to go directly to the buyers or sellers, and negotiate the best price, almost on a wholesale basis, for our clients.

The active management of individual bonds and bond-like instrument allows us to continually identify and act upon opportunities to help maximize returns for our clients—seeking to help maximize income first and provide opportunities for growth second. To do this, we use a variety of strategies, including proactively swapping bonds and bond-like instruments to get a higher current yield today, as well as swapping bonds and bond-like instruments to get a higher yield in the future by getting a better purchase price today. Something else we can do is to swap bonds and bond-like instruments defensively to get a more secure bond with a higher rating, or a shorter-term bond.

Our Mission: We're Here to Help Add More Certainty to Your Financial Future

Integrity Investment & Tax Advisory is a full-service financial firm dedicated to helping those in the South Florida area meet their long-term financial goals. Our team of financial advisors and wealth managers are experienced in helping clients preserve their savings, so they can use it as a source of steady income in retirement.

Copyright © 2022 Integrity Investment & Tax Advisory, LLC. All Rights Reserved.

All written content on this site is for informational purposes only. Opinions expressed herein are solely those of Integrity Investment & Tax Advisory and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. Investing involves risk. There is always the potential of losing money when you invest in securities. Asset allocation, diversification and rebalancing do not ensure a profit or help protect against loss in declining markets. All information and ideas should be discussed in detail with your individual advisor prior to implementation. The presence of this website, and the material contained within, shall in no way be construed or interpreted as a solicitation or recommendation for the purchase or sale of any security or investment strategy. In addition, the presence of this website should not be interpreted as a solicitation for Investment Advisory Services to any residents of states where otherwise legally permitted to conduct business. Fee-based financial planning and Investment Advisory Services are offered by Sound Income Strategies, LLC, an SEC Registered Investment Advisory firm. Integrity Investment & Tax Advisory and Sound Income Strategies LLC are not associated entities. Integrity Investment & Tax Advisory is a franchisee of The Retirement Income Store®. The Retirement Income Store and Sound Income Strategies LLC are associated entities. © 2021 Sound Income Strategies.

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Contact Us
500 West Cypress Creek Road, Suite 250 Fort Lauderdale, FL 33309

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You can also call us directly at (954) 833-1180